Yumi42 handles all payments from customers and distributes your earnings monthly. Here is how the full flow works, from customer payment to your bank account.
How payment works
When a customer books a session or program, they pay upfront. Yumi42 holds the funds securely via Stripe until the session is delivered and validated. Once validated, the amount minus Yumi42's commission is added to your monthly payout.
Commission structure
Yumi42 charges a tiered commission that decreases as your relationship with each customer grows. The counter tracks completed paid sessions between you and each individual customer and carries over across packages.
Standard sessions
Sessions 1 to 2 with a given customer: 25% commission
Sessions 3 to 5: 15% commission
Session 6 and above: 10% commission
Signature Journeys
First EUR 1,000 of journey revenue: 20% commission
EUR 1,000 to 5,000: 12.5% commission
Above EUR 5,000: 8% commission
Signature Journey tiers are calculated independently per journey.
When do I get paid?
Payouts run on the 3rd of the following month (or the next business day if the 3rd falls on a weekend or Austrian public holiday). Sessions validated strictly before the 3rd are included. You will see funds in your bank account approximately 2 to 7 business days after the payout date.
Signature Journey payouts follow a 50/50 split schedule. See the payout rhythm article for details.
VAT on your sessions
VAT-registered coaches: your country's applicable VAT rate applies to all sessions (e.g. 20% AT, 19% DE, 8.1% CH, etc.), regardless of where your customer is located.
VAT-exempt coaches: your sessions are invoiced at 0% VAT with the appropriate reference.
Documents you receive
On the 3rd of each month you receive two documents by email: a Commission Invoice (Yumi42's invoice to you for its commission on all sessions delivered that month) and a Coach Payout Statement (a summary of your sessions, commission deducted and your net payout).
Stripe Connect setup
Payouts are sent to the bank account connected through Stripe. If you have not yet completed Stripe KYC verification, payouts will be held until your account is verified. See the onboarding article for details.
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